Huntington Bank CD rates are pretty average for brick-and-mortar banks. Fixed interest rate for the term of the CD Bottom Line.Earn higher interest rates than with traditional savings accounts.CD accounts at online banks can yield slightly better returns.īut if you value in-person customer service and you're a resident of Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia, Illinois, Wisconsin, Colorado, Florida, or Minnesota, then Huntington might be the right choice for you. And they pass along their operation savings costs onto customers in the form of higher interest rates.

Online banks are a whole lot cheaper to run. However, physical locations are notoriously costly to run. Huntington Bank has brick-and-mortar branches that you can visit if you need to speak with someone for in-person assistance. Other banks, like CIT Bank, have no-penalty CD accounts and relatively light early withdrawal penalties for other CDs. Because if not, you'll pay very steep penalties. And make sure you actually don't need to touch the money for that amount of time. It's very tempting to sign up for a 72-month term for the higher interest rate, but resist the urge. Huntington offers the following CD term lengths:

That's because the fees depend on the term length, your deposit amount, and how much you're withdrawing from your account. The regional bank is not open with their early withdrawal fees structure and they won't give you penalty details until you open an actual CD account. Huntington Bank bases the fee on the term of a CD, so the longer the CD term, the higher the fee for early withdrawals.

SkyOne Federal Credit Union: 5-Month High-Yield CD - 5.40% APY.

Great Lakes Credit Union: 12-Month High-Yield CD - 4.00% APY.

Here are some of the top CDs available now:

Huntington bank ira cd rates